I have heard a lot from people that they want to surrender their ULIP policy. How do you decide if you should surrender your policy or not? Here is list of reasons because of which you could be considering surrendering the policy.
1) My policy is not giving good returns.
Generally insurance policies have high premium allocation [...]
Entries Tagged as 'NAV'
Should I surrender my ULIP policy?
June 10th, 2010 No Comments
Tags: insurance · NAV · surrender charges · ULIP · unit linked insurance plan
Highest NAV ULIP plans: What you should know
March 29th, 2010 No Comments
Of late, a lot of ULIP products have been offered with Highest NAV guarantee. ICICI Pinnacle, TATA AIG Invest assure apex, LIC wealth plus and SBI life smart ULIP fall in this category. Are all these plans really that good to invest in. Let us take a look at these plans.
For information about SBI life [...]
Tags: ICICI · insurance · LIC · NAV · TATA AIG · ULIP · unit linked insurance plan
Kotak Smart Advantage Plan
June 23rd, 2009 25 Comments
Kotak Smart Advantage plan is a ULIP plan from Kotak Life Insurance. This plan comes with up to 100%* premium allocation. It is important to notice the star (*). The 100% premium allocation is only from second year that too when the annual premium is over INR 36,000. Point to be noticed is that the [...]
Tags: Fund Value · insurance · Kotak Life Insurance · NAV · ULIP · unit linked insurance plan
SBI life - Smart ULIP
May 14th, 2009 4 Comments
SBI life - Smart ULIP is a investment cum insurance plan.
Smart ULIP is a hybrid of premium guarantee and guaranteed return plan. We will see how it can be better or worse than both premium guarantee and guaranteed return plans. First let us take a look at some key features of the plan.
This plan is [...]
Tags: Highest Nav · insurance · Kotak Life Insurance · NAV · SBI · ULIP · unit linked insurance plan